Frequently Asked Questions

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First, some facts: Total household debt in America at the end of 2023 reached a staggering $17.5 trillion dollars, with credit card balances eclipsing $1 trillion! Staggering indeed.

How Debt Can Derail Your Personal Finances

The honest answer to this question really depends on you as a client and your specific financial needs. It depends largely on your willingness to invest in, grow and better your financial position.

Look at it another way. Most of the greatest business leaders and athletes utilize the assistance of coaches. Example, world class athlete, LeBron James. LeBron has a head coach, a skills coach, a nutritions coach, and so on... special experts that help him achieve the peak of performance. Personal Finances are no different.

When our clients can focus on getting out of debt first, they can free up their most valuable wealth-building tool: their income.

When our clients have 3–6 months of expenses saved for emergencies, they’ve got a crucial safety net.

When our clients start saving 15% of their income for retirement consistently over time, they’ll be able to build a nest egg that should support them in retirement.

However... some people do not need or want expert help. It is a personal choice you as a potential client will need to make.

The short answer... We feel the calling to serve You. It's why we are here. Personal Financial Coaches provide a life-changing solution for real people who have real problems.

A personal financial coach can be your best unbiased advisor, mentor and cheerleader on your journey to financial peace and freedom. They can help offer solutions on specific topics and support you in times of need.

Finding the right Personal Financial Coach for your team is an investment in your financial future. An investment with high returns! Think of it this way... A personal financial coach will help You put money back in your pocket each month. There is tangible value in that.

One thing to remember is that you the Client are the true Hero of your own story. The Personal Financial Coach is the X-Factor to enable that hero's tale.

A Personal Financial Coach is NOT a traditional Financial Advisor/Planner. We certainly have these professionals available for you in our network. Resources can be available as needed.

This is a common question.

Reality check. If you truly need something bad enough and you've made it a priority, you will find a way to make it happen, right?

Think about it... If you could free up an extra $500-$1,000 (an investment) a month to rid yourself of $10,000s or even $100,000 in debt, would it make sense to do it? How would you do it? Could you do it on your own or wouldn't you need help?

We have put together a few recommendations to help with this question.

Chances are your FGP Personal Financial Coach has been where you are. They can relate to your current financial situation. They've gone through the same pains and anxieties and understand what its like to feel stuck...

Listen, at the end of the day, find a coach that meets your specific needs and makes efforts to truly understand You and what your going through. That happens to be one of our strengths at FGP!

That depends on the specific program we will design together...

FGP Personal Financial Coaches typically charge by the hour. We offer a FREE 45 minute consultation. After that, coaches offer sessions in 1 hour increments or as a monthly subscription. Multi-session discounts are available starting at a 20% discount!

FGP also offers special rates for Groups and Businesses.

Contact a FGP Coach for pricing.

The frequency of your meetings are really up to you and your coach. Most meet at least once a month. Some more frequently, mainly in the first 3 months.

A strong relationship with your coach is key. A highly effective client-coach relationship could last from 6 months to a year. Possibly even a lifetime to build a legacy!

No. There is no commitment to continue multiple sessions with your coach. The choice is yours. 

From our experience, it takes at least 3 months to go through a successful budgeting exercises and collectively come up with an amazing financial plan. 

But, every client and situation is different.

Yes! 

FGP Master Financial Coaches have the following minimum qualifications:

• Bachelor's Degree or higher.
• 20+ Years Professional Experience.
• Graduate of Dave Ramsey's Financial Coach Master Training (FCMT) program.
• Qualified as a Dave Ramsey Preferred Coach (RPC).

FGP offers Personal Financial, Group and Business Coaching services. We have a network of Certified Financial Planners/Advisors, CPAs and bookkeepers to support your detailed financial needs.

Yes! An FGP Financial Coach can help you with your businesses' financial success, and help your employees find financial freedom...

45% of employees say they've been distracted at work due to their personal financial problems.

Offering your employees access to our Personal Financial Coaching services is a great added benefit to them and will help YOUR company to run more efficiently.

Yes! Please schedule a FREE Consultation session HERE.